Legislation
Section 13A contributions: what 'doing enough' looks like in the board pack
A board-pack checklist for contribution oversight under s13A and Conduct Standard 1 — education, not a liability scare.
Legislation
- Annuity strategy at fund level: what Reg 39 asks boards to own
Orientation on fund-level annuity strategy — consent, suitability, living-annuity caps, annual review.
- PFA duty of care (orientation)
Orientation on due care, diligence, and good faith for fund boards.
- Regulation 28 orientation
What boards typically ask when Reg 28 enters the conversation.
- Disclosure basics for boards
Separate statutory disclosure from education material in board files.
Governance
- TER & governance
Map TER lines in a board pack without treating them as a quality score.
- When members change jobs or countries: questions consultants should table before the exit pack
Industry pre-flight questions before exit-pack sign-off — Reg 38 paid-up defaults and current SARS rails.
Investments and fees
- Fee structures that grow: rand, salary, and asset-based charges over time
Trajectory by recovery base — sequel to fee vocabulary and fee-drag, without invented averages.
- Do members lose benefits when a fund changes administrators?
How small cost gaps compound for members over a career.
- Fee types — shared vocabulary
Shared labels for investment, admin, advice, and transaction costs.
- Reading fact sheets
A calm order for holdings, costs, performance, and risk call-outs.
Learning
- Benefits Crash Course
A first map of duties, costs, and the legislation explainers on this desk.
- New Trustee
What a new trustee reads before the first board pack.
- Principal Officer
Pack, contributions, and cost lines a principal officer is asked to surface.
- Advising on Employee Benefits
Questions for consultants and benefits-HR. Education only — not a FAIS manual.
- Section 37C for administrators
How administrators prepare a death-benefit file. Not a determination.