Investments and fees
Questions on costs, fact sheets, and default portfolios. No fund recommendations, no product rankings, and no trade calls.
- Two-pot withdrawal fees: questions for the board, not the press release
Scrutiny of savings-component withdrawal fees — survey observations, not a regulated tariff.
- Default investment strategy: annual review questions trustees should table
Reg 37 default portfolio checklist — regular-basis review, not a portfolio beauty-parade.
- Fee structures that grow: rand, salary, and asset-based charges over time
Trajectory by recovery base — sequel to fee vocabulary and fee-drag, without invented averages.
- Do members lose benefits when a fund changes administrators?
How small cost gaps compound for members over a career.
- Fee types — shared vocabulary
Shared labels for investment, admin, advice, and transaction costs.
- Reading fact sheets
A calm order for holdings, costs, performance, and risk call-outs.